American Express offers the best credit cards in Canada for free travel, and the first card everybody should get is the American Express Gold card. The annual fee for this card is waived for the first year (and you’ll cancel before the year is done), and after spending $1500 in three months, you’ll get 25,000 Membership Rewards points. Further, when you apply, if you add an authorized user (doesn’t have to be a “real” person), you’ll get an additional 5,000 Membership Rewards points.
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American Express (Canada) is dramatically changing their underwriting requirements in Canada, meaning students and low-income earners can get in on the action as well.
With this best-ever offer, you can get a $300 travel credit for free from Scotiabank.
American Express is tripling the spending requirement for the Personal Platinum card on March 23, 2017.
No matter how you look at it, the points and miles game is dying a slow death, as churning becomes a more mainstream activity and creditor profits are dipping. While there are still a number of opportunities to score a huge number of points quickly, those opportunities are shrinking in quality and in frequency.
There's less than a month until the end of 2016. Most people think about getting fit, travelling more, or being a kinder person. While lofty goals, I'm more excited about something else for 2017 - annual travel credits!