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My US Credit Card Experience as a Canadian

Lately, I’ve been very involved in the US credit card market. Why? Simply put, US credit cards offer better sign-up bonuses, and generally greater returns. However, as a Canadian, it’s substantially harder to get US credit cards, as I don’t have a Social Security Number (SSN). Although an SSN is outside the reach of most people, an Individual Taxpayer Identification Number (ITIN) is not. With an ITIN, you can build a US credit report, and easily apply to many, but not all, US credit cards. This article will explore my experience so far.

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