error on credit report

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Did you close your credit card? Did you REALLY close it?

I was just sitting on the sofa, and got an email from Equifax saying there’s been a “rate change” to a credit report. I logged in and saw that the credit score dropped significantly. I dug deeper, and I saw that a credit card was listed as being late, as “bad debt.” WHAT. THE. HELL!? I’ve never missed a payment in my life.

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