Lately, I’ve been very involved in the US credit card market. Why? Simply put, US credit cards offer better sign-up bonuses, and generally greater returns. However, as a Canadian, it’s substantially harder to get US credit cards, as I don’t have a Social Security Number (SSN). Although an SSN is outside the reach of most people, an Individual Taxpayer Identification Number (ITIN) is not. With an ITIN, you can build a US credit report, and easily apply to many, but not all, US credit cards. This article will explore my experience so far.
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Can Canadians get US credit cards?
Though Canadian credit card offers are great, they’re not as great as American offers. They often have 100,000 point sign up bonuses (sometimes even 150,000!), something that just doesn’t happen in Canada.
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