Scotiabank Amex Gold: Bonus Change

Just yesterday, the Scotiabank Amex Gold (this is a referal) card bonus was a $150 travel credit plus first year free. As of today, there’s a new bonus: $300 travel credit, but the first year fee of $99 is not waived. In the end, that it a raise of $51 dollars of travel credit.

The card is decent, and can be quite good for some buying styles: 4% cash back (in travel credits) on gas/groceries/dining/entertainment, 1% on everything else – with these return rates, this card might make sense to keep after the first year if you’re spending quite a bit on the 4% categories. Also, this card is easily churned.