LAST CHANCE: Now is the Best Time to Get the Platinum Card
This is your final chance to get the American Express Platinum card and quickly use two $200 travel credits.
Credit Cards
Barclays 45,000 Wyndham Offer is Back! [USA]
Barclays, a US credit card issuer, is currently offering their Wyndham Rewards Visa with a 45,000 point offer after spending $2,000 in the first 90 days of card ownership. This card has a $75 annual fee, which is well worth it for the sign-up bonus.
What is the best credit card in Canada?
A review of what is currently the best credit card in Canada for everyday purchases.
What Credit Bureau Does Each Bank Check in Canada?
Whenever you apply for a credit product in Canada, the lender will check your credit history from one or both of the two credit bureaus in Canada: TransUnion or Equifax. Since each credit check negatively impacts your credit history, it’s important to know which lender pulls what, helping you “stack” your credit churning appropriately and limiting the damage to any particular credit bureau.
An ‘X’ indicates the bureau used by the creditor. TransUnion is indicated in green, while Equifax is indicated in red. Most creditors only pull one bureau, with the exception of Capital One, who pulls both. A blue tab with a number indicates that the creditor may also pull from that bureau. An explanatory note for any blue and numbered entry is provided after the table.
If you have a different experience than listed, please comment, and I’ll update the table accordingly.
How to Get Your Canadian Credit Score (for free!)
The four companies let you check your TransUnion and Equifax credit score in Canada for free, without impacting your credit.
Easily Get Rid of Most (or all) TransUnion USA Credit Inquiries!
A trick has been floating around the internet on how to get rid of your hard credit inquiries with TransUnion in the United States, and it seemingly works!
