Free credit report

I’ve spoken before about how to get your credit report for free. I’ve also said that you shouldn’t waste your money on online credit monitoring services. However, if you believe that you’ve used a credit card at Home Depot after April 1, 2014 (note: you don’t have to supply any proof, or even a declaration), you’re eligible for one year of free Equifax Premier Credit Monitoring, which allows you to update your credit report and see your consumer disclosure score on a daily basis.