transunion

Free Year of Equifax (Premier) Credit Monitoring

ByDCTA December 21, 2014

I’ve spoken before about how to get your credit report for free. I’ve also said that you shouldn’t waste your money on online credit monitoring services. However, if you believe that you’ve used a credit card at Home Depot after April 1, 2014 (note: you don’t have to supply any proof, or even a declaration), you’re eligible for one year of free Equifax Premier Credit Monitoring, which allows you to update your credit report and see your consumer disclosure score on a daily basis.

Uncategorized

Did you close your credit card? Did you REALLY close it?

ByDCTA December 20, 2014

2 Comments

I was just sitting on the sofa, and got an email from Equifax saying there’s been a “rate change” to a credit report. I logged in and saw that the credit score dropped significantly. I dug deeper, and I saw that a credit card was listed as being late, as “bad debt.” WHAT. THE. HELL!? I’ve never missed a payment in my life.

Sunday Reader Questions | Tricks

Sunday Reader Questions: How do I check my credit report?

ByDCTA September 7, 2014

2 Comments

Everybody should take a look at their credit report once in a while, and especially if you churn cards. Some readers are rightfully concerned about how all these new entries on their credit report look, and have asked: How do I check my credit report?

Credit Cards

‘The Churn’ Series: Part 2 – Impact on Credit

ByDCTA June 27, 2014December 28, 2023

In this series, ‘The Churn’, I will examine the multifaceted aspects of churning credit cards, probably the quickest and most used way to get free flights and other travel credits fast.