Free Year of Equifax (Premier) Credit Monitoring

I’ve spoken before about how to get your credit report for free. I’ve also said that you shouldn’t waste your money on online credit monitoring services. However, if you believe that you’ve used a credit card at Home Depot after April 1, 2014 (note: you don’t have to supply any proof, or even a declaration), you’re eligible for one year of free Equifax Premier Credit Monitoring, which allows you to update your credit report and see your consumer disclosure score on a daily basis.

Did you close your credit card? Did you REALLY close it?

I was just sitting on the sofa, and got an email from Equifax saying there’s been a “rate change” to a credit report. I logged in and saw that the credit score dropped significantly. I dug deeper, and I saw that a credit card was listed as being late, as “bad debt.” WHAT. THE. HELL!? I’ve never missed a payment in my life.

Getting Compensation for Denied Boarding

With the holiday season, air travel is solidly booked, and some passengers will have disruptions in their travel plans because of routine airline overbooking. To maximize sales, airlines will sell more seats than they have available, with the knowledge that there’s a good chance some people won’t make it to the airport for their flight, misconnect, or otherwise won’t make their flight. This increases the chance that airplanes fly full, which increases airline revenue. Sometimes, their risk calculations are off, and there are more people wanting to fly than there are seats available. This means that the flight is “overbooked.” This article will explain what your options are if you’re departing from Canada on a Canadian airline, for both domestic and international itineraries.