Credit Cards

This post covers the best deals in the Canadian credit card market. As always, I want to give you readers the best available deals.* If I’m missing something, or you know about a better deal, please email me at info@dcta.ca.

read more

3 Nights at Aria (Vegas) for $USD 38 + 125 Food and Beverage Credit! (Aug 30 – Sep 2)

Just playing around tonight, and found that the Aria in Las Vegas has a rate of $29/night for Aug 30 – Sep 2. This includes a $125 food/beverage credit. Now, if you book on Orbitz using the promo code MASTERCARD150 through their hotel+flight option, leaving from Chicago Aug 30 – Sep 2, your final price will come to $38 for the three nights. You enter the promo code at the end, under the heading “how would you like to pay?” You don’t need to fly the flights (though it’s that much better if from Chicago!). Can include flight from whatever city you want, but you’ll pay for it.

read more

Does AMEX (Canada) use Equifax now?

Since forever and ever (well, my recent memory, which is admittedly short), American Express Canada has always pulled Transunion when making a credit decision. This kind of sucked, because most other valuable Canadian creditors also pull Transunion, and this made the case of having excessive credit checks all too common.

read more

New Canadian Manufactured Spend Opportunity!?

Update: So I’m testing the card. When you get it, you have to do a mini application which does a soft check on your Equifax. Your initial load has to be in a foreign currency, and has a 2.5% spread. The initial load has to be the equivalent of $CAD 100. After the initial purchase, you can load the card with Canadian Dollars. The address you want the card sent to has to match the card used for the initial purchase.

read more

Proof of onward travel?

My partner recently traveled on Cathay Pacific from Toronto to Denpasar via Hong Kong on a Canadian passport. At the check-in desk, the agent demanded proof of onward travel from Bali. While we had something booked, all that information was with me and not with him (he was traveling alone). The agent said “you are not traveling today.” At this point it was nighttime where I was, and he couldn’t get a hold of me and was scrambling what to do. This article will explain the requirement for proof of onward travel, and what to do if you encounter a problem with it, and help you avoid being denied boarding.

read more