With the Marriott-SPG merger coming to a completion, American Express (Canada) will be ending their referral program on September 27, 2017. This is likely the first major phase for the discontinuation of SPG credit cards. Considering SPG points are arguably the most valuable as they convert into dozens of programs, this is very sad news.
You should get an AMEX SPG personal card now, and then refer yourself for the business card. AMEX is currently offering their best-ever sign-up bonus on both the personal and business cards, giving you 25,000 SPG points after spending $1,500 in three months.
Once you receive the personal card in the mail, you can refer yourself to the business card for an additional 10,000 point bonus:
If you follow this order, you’ll have 63,000 SPG points (25K from personal + 10K referral + 25K from business + 3K from minimum spend). This converts into 78,000 Alaska points, which is enough for Cathay Pacific or JAL First Class, or you can wait until an Aeroplan transfer bonus and get even more miles. SPG points are phenomenal, and if you have any interest in getting them, now is the time to apply before AMEX discontinues the card and the referral program.
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