Author: DCTA

BMO Honouring 40K Credit Card Offer

In early December, I posted about a promotion for the BMO World Elite MasterCard, where BMO would give 3-years fee-free, $400 travel credit (40k points), and donate $400 to the Grand Cru Culinary Wine Festival (for the Toronto General & Western Hospital Foundation). This promotion was targeted for high-end donors to the festival, but BMO made the sign-up link public.

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Possible Mistake: Delta Skymiles Showing Near Unlimited Partner Availability (sometimes)

One of my part-time jobs is as an award booker. I was recently working on a file using Delta Skymiles, and was facing a number of oddities on the Delta.com website. For example, there was a Virgin Atlantic flight that I wanted. It wasn’t appearing on a normal Delta search, nor was it showing as available to the Delta phone agents. However, if I put my browser into incognito mode, logged out of my Skymiles account, and searched initially using the “flexible” search option, that flight showed up, and showed up as bookable (and booked!)

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Getting Dukoral (Traveller’s Diarrhea Vaccine) Covered by Insurance in Canada

Unfortunately, many places in the world do not have the cleanest drinking water or sanitary food preparation standards, and traveller's diarrhea can easily ruin your trip. Beyond the mantra of "Boil it, cook it, peel it, or forget it," you can use Dukoral to reduce your risk of traveller's diarrhea.

Sunday Reader Question: Difference between Charge Card and Credit Card?

The main difference between a charge card and a credit card is that a credit card does not have an established credit limit, whereas a credit card does. To decide whether or not a charge on the charge card will be approved, AMEX will automatically consider a number of factors for every charge, and make a decision on whether or not to approve it each time. In contrast, a credit card has an established limit, and once you exceed that limit, the creditor will decline the transaction (although creditors do sometimes allow you to exceed your credit limit, with a fine for going above your limit).