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HSBC World Elite Mastercard: New and Improved Offer

Recently HSBC updated the welcome bonus for its World Elite Mastercard. We are happy to report that HSBC has improved its offer. The card remains first-year-free (FYF) and the total number of points you can earn in the first 90 days stays the same, but rate at which you can earn those points has dramatically increased, improving the odds that you will actually get the full benefit of the bonus. Overall, this is a great offer for a solid travel card.

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Why we’ll pass on the new Scotia AMEX gold card

Last week, Scotia unveiled a revamped AMEX gold card. We see this card as a potential challenger to the AMEX Cobalt but despite some new features, Scotia Rewards just aren’t as valuable other reward options and the welcome bonus doesn’t do enough to offset the annual fee to entice us to apply. So, for now anyway, we’ll have to pass on this card.